Money & Exchange

1. Bu näçe manat?

   Bu nä-çe ma-nat?

   How much is this in manat?

   Usage

   When checking the price of an item in manat (Turkmenistan's currency)

   Grammar Note

   "Näçe" is the interrogative for quantity. "Manat" is the currency unit used in Turkmenistan and Azerbaijan.

2. Bankyň bankomaty nirede?

   Ban-kyň ban-ko-ma-ty ni-re-de?

   Where is the bank ATM?

   Usage

   When looking for an ATM to withdraw cash

   Grammar Note

   "Bankomat" is a Russian loanword meaning "ATM," widely used across former Soviet countries.

3. Walýuta alyşdyrmak isleýärin.

   Wal-ýu-ta a-lyş-dyr-mak is-le-ýä-rin.

   I want to exchange currency.

   Usage

   When exchanging foreign currency at an exchange office or bank

   Grammar Note

   "Alyşdyrmak" uses the reciprocal-causative suffix "-yşdyr-," meaning "to cause an exchange/swap."

4. Karz karty kabul edilýärmi?

   Karz kar-ty ka-bul e-dil-ýär-mi?

   Is a credit card accepted?

   Usage

   When checking if a credit card is accepted at a store or hotel

   Grammar Note

   "Kabul edilmek" combines Arabic-origin "kabul" (acceptance) with the Turkmen passive auxiliary "edilmek" (to be done).

5. Hasap-faktura alyp bilerinmi?

   Ha-sap-fak-tu-ra a-lyp bi-le-rin-mi?

   Can I get a receipt?

   Usage

   When requesting a receipt after a purchase

   Grammar Note

   "Faktura" is a loanword (from German/Russian) meaning "invoice/receipt," widely used in Central Asian countries.

6. Arzan bahasy barmy?

   Ar-zan ba-ha-sy bar-my?

   Is there a cheaper price / discount?

   Usage

   A polite way to ask for a discount

   Grammar Note

   The "-sy" in "bahasy" marks third-person possession, meaning "its price." "Barmy" questions the existence of something.

7. Ähli harçlar hasaba goşulýarmy?

   Äh-li harç-lar ha-sa-ba go-şul-ýar-my?

   Are all expenses included?

   Usage

   When confirming what is included in a service or travel package

   Grammar Note

   "Goşulmak" is the passive/reflexive of "goşmak" (to add/include). "Hasaba" uses the dative case, meaning "into the account."

8. Siz dollar kabul edýärsiňizmi?

   Siz dol-lar ka-bul ed-ýär-si-ňiz-mi?

   Do you accept US dollars?

   Usage

   When checking if payment in US dollars is accepted

   Grammar Note

   The suffix "-siňizmi" marks polite second-person plural (honorific) question form, used for formal enquiries.

9. Nagt pul bilen doly töledim.

   Nagt pul bi-len do-ly tö-le-dim.

   I paid in full with cash.

   Usage

   When confirming that full payment has been made in cash

   Grammar Note

   "Töledim" is the first-person past tense of "tölemek" (to pay). The suffix "-dim" marks first-person past indicative.

10. Gaýtargy beriň.

    Gaý-tar-gy be-riň.

    Please give me change.

    Usage

    When asking for change after a payment

    Grammar Note

    "Gaýtargy" derives from "gaýtarmak" (to return), meaning "the returned amount" — i.e., change.

11. Depozit

    Deposit

    Usage

    A refundable deposit paid when checking into a hotel or renting equipment.

12. Pul yzyna gaýtarmak

    Refund

    Usage

    Use when asking to get money back.

13. Kepillik puly

    Security deposit

    Usage

    A more formal term for a security deposit, e.g. for contracts.

14. Öňünden töleg

    Prepayment

    Usage

    Use when referring to payment made in advance.

15. Goşmaça töleg

    Extra charge

    Usage

    Use when referring to an additional fee charged afterward.

16. Hyzmat haky

    Service fee

    Usage

    Use when referring to a fee charged for a procedure or service.

17. Nagt pul

    Cash

    Usage

    Point at it to show how you want to pay

18. Bank karty

    Card

    Usage

    Point at it to show how you want to pay

19. Gaýtargy

    Change

    Usage

    Point at it when the change is short

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