Banking & ATM

1. Bank nirede?

   Where is the bank?

   Usage

   When looking for a bank

   Grammar Note

   "Nirede" = locative suffix "-de" on question word "nire" (where). Most basic expression for asking location.

2. Pul çalyşmak isleýärin

   I want to exchange money

   Usage

   When you want to exchange currency

   Grammar Note

   Infinitive "-mak" form of "çalyş-" (exchange) acts as the object of "isle-" (to want).

3. Alyş-çalyş kursy näme?

   What is the exchange rate?

   Usage

   When checking the exchange rate before converting

   Grammar Note

   "Alyş" (buying) + "çalyş" (exchanging) = currency exchange. "Kurs" is borrowed from Russian.

4. Bankomat nirede?

   Where is the ATM?

   Usage

   When looking for an ATM

   Grammar Note

   "Bankomat" is borrowed from Russian, widely used across former Soviet countries.

5. Hasap açmak isleýärin

   I want to open an account

   Usage

   When opening a bank account

   Grammar Note

   "Hasap" (account) is borrowed from Arabic. "Açmak" is the infinitive of "aç-" (to open), used as the object.

6. Pul geçirmek isleýärin

   I want to transfer money

   Usage

   When making a money transfer

   Grammar Note

   "Geçir-" is the causative of "geç-" (to pass). Causative meaning: to make pass/transfer.

7. Kredit kartymy ulanyp bilerinmi?

   Can I use my credit card?

   Usage

   When checking if credit cards are accepted

   Grammar Note

   Converb "ulanyp" (using) + modal "bil-" (can) = "can use." "-inmi" is first-person question suffix.

8. Komissiýa barmy?

   Is there a commission fee?

   Usage

   When checking for fees beforehand

   Grammar Note

   "Komissiýa" is borrowed from Russian. "Bar" (there is) + "-my" forms a yes/no question.

9. Meniň kartym işlemeýär

   My card is not working

   Usage

   When your card is not functioning

   Grammar Note

   "Işle-" (to work/function) + negative present "-meýär". Possessive: "Meniň" (my) + "kart" + "-ym" (my).

10. Kwitansiýa isleýärin

    I want a receipt

    Usage

    When asking for a receipt after a transaction

    Grammar Note

    "Kwitansiýa" comes from Russian "квитанция" (receipt). Common Russian loanword in administrative contexts.

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